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	<title>Lucas Blackwood &#187; Money and/or Finances</title>
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	<description>Lucas Blackwood at your blogging service</description>
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		<title>Last minute shopping</title>
		<link>http://lucasblackwood.com/2011/12/last-minute-shopping/</link>
		<comments>http://lucasblackwood.com/2011/12/last-minute-shopping/#comments</comments>
		<pubDate>Thu, 22 Dec 2011 18:58:05 +0000</pubDate>
		<dc:creator>Lucas</dc:creator>
				<category><![CDATA[Friends and Family]]></category>
		<category><![CDATA[Life]]></category>
		<category><![CDATA[Money and/or Finances]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://lucasblackwood.com/?p=410</guid>
		<description><![CDATA[Not being a fan of shopping for gifts, I tend to do a lot of my Christmas shopping at the last minute. Yes, I admit it, I procrastinate on things like this. There is a good reason for this, though, when I finally get around to shopping for the gifts, the people that I am [...]]]></description>
			<content:encoded><![CDATA[<p>Not being a fan of shopping for gifts, I tend to do a lot of my Christmas shopping at the last minute. Yes, I admit it, I procrastinate on things like this. There is a good reason for this, though, when I finally get around to shopping for the gifts, the people that I am buying gifts for don&#8217;t have a lot of time to change their minds about what they want! There have been years in the past when someone told me that they wanted something for Christmas, and then when I got it for them and they unwrapped it, they told me that they had decided to not wait for Christmas and just bought it for themselves! So waiting until the last minute helps to keep that from happening. To be honest, I&#8217;ve started to think that the best way to give Christmas gifts that the person really wants is to just give them a gift card to one of their favorite stores. That way they can get what they REALLY want!</p>
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		<title>Frugal is good</title>
		<link>http://lucasblackwood.com/2011/12/frugal-is-good/</link>
		<comments>http://lucasblackwood.com/2011/12/frugal-is-good/#comments</comments>
		<pubDate>Sat, 17 Dec 2011 23:25:25 +0000</pubDate>
		<dc:creator>Lucas</dc:creator>
				<category><![CDATA[Friends and Family]]></category>
		<category><![CDATA[Life]]></category>
		<category><![CDATA[Money and/or Finances]]></category>

		<guid isPermaLink="false">http://lucasblackwood.com/?p=56</guid>
		<description><![CDATA[I was surprised earlier today when my wife pulled out three &#8220;empty&#8221; bottles of Gold Bond hand lotion (the pump style) and cut them open with a knife. I asked &#8220;what in the world are you doing?&#8221; She replied &#8220;salvaging hand lotion. There&#8217;s a lot of lotion left in these bottles!&#8221; She ended up getting [...]]]></description>
			<content:encoded><![CDATA[<p>I was surprised earlier today when my wife pulled out three &#8220;empty&#8221; bottles of Gold Bond hand lotion (the pump style) and cut them open with a knife.  I asked &#8220;what in the world are you doing?&#8221;  She replied &#8220;salvaging hand lotion.  There&#8217;s a lot of lotion left in these bottles!&#8221;  She ended up getting about eight ounces of lotion out of the bottles!  She used a rubber cooking spatula to scoop out the lotion and transferred the lotion into four empty night cream jars she had been saving.</p>
<p>I was so impressed by how much lotion she salvaged from being thrown away!  That is a lesson I&#8217;ve learned today &#8211; when you think your pump bottle of something is empty, there really is a lot left &#8211; you can cut it open and transfer the contents to a jar and use it up!  It may not seem like a lot at the time, but it adds up!</p>
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		<title>Direct deposit</title>
		<link>http://lucasblackwood.com/2011/09/direct-deposit/</link>
		<comments>http://lucasblackwood.com/2011/09/direct-deposit/#comments</comments>
		<pubDate>Mon, 26 Sep 2011 11:25:50 +0000</pubDate>
		<dc:creator>Lucas</dc:creator>
				<category><![CDATA[Business and/or office]]></category>
		<category><![CDATA[Life]]></category>
		<category><![CDATA[Money and/or Finances]]></category>

		<guid isPermaLink="false">http://lucasblackwood.com/?p=16</guid>
		<description><![CDATA[I love direct deposit paychecks!  I never thought I would, but I really do!  I&#8217;ve always wanted to be able to take my paycheck down to the bank and cash it,  Made me feel like I really accomplished something, having that cash in my hand!  But lately it has become more difficult to get in [...]]]></description>
			<content:encoded><![CDATA[<p>I love direct deposit paychecks!  I never thought I would, but I really do!  I&#8217;ve always wanted to be able to take my paycheck down to the bank and cash it,  Made me feel like I really accomplished something, having that cash in my hand!  But lately it has become more difficult to get in and out of the bank on payday quickly, and my company announced a few months ago that direct deposit was no longer going to be an option; it was going to be mandatory.  I wasn&#8217;t happy about it then, but I have to admit that it is a real time saver &#8211; now I don&#8217;t have to go to the bank at all!</p>
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		<title>Those baby commercials</title>
		<link>http://lucasblackwood.com/2011/07/those-baby-commercials/</link>
		<comments>http://lucasblackwood.com/2011/07/those-baby-commercials/#comments</comments>
		<pubDate>Sun, 31 Jul 2011 15:57:23 +0000</pubDate>
		<dc:creator>Lucas</dc:creator>
				<category><![CDATA[Entertainment and Fun]]></category>
		<category><![CDATA[Life]]></category>
		<category><![CDATA[Money and/or Finances]]></category>
		<category><![CDATA[Opinion]]></category>

		<guid isPermaLink="false">http://lucasblackwood.com/?p=347</guid>
		<description><![CDATA[I think that commercials that feature babies that are portrayed as talking, or dancing, or roller skating are great commercials! I love the special effects that are used! One of my favorite ones is the E-trade baby commercial where the baby is having to deal with a jealous girlfriend. Too funny!]]></description>
			<content:encoded><![CDATA[<p>I think that commercials that feature babies that are portrayed as talking, or dancing, or roller skating are great commercials! I love the special effects that are used! One of my favorite ones is the E-trade baby commercial where the baby is having to deal with a jealous girlfriend. Too funny!</p>
<p><embed style="width: 506px; height: 293px;" type="application/x-shockwave-flash" width="506" height="293" src="http://www.youtube.com/v/lEXZ2hfD3bU&amp;hl=en_US&amp;feature=player_embedded&amp;version=3" allowfullscreen="true" allowscriptaccess="always"></embed></p>
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		<title>Upcoming Hoe-down!</title>
		<link>http://lucasblackwood.com/2011/07/upcoming-hoe-down/</link>
		<comments>http://lucasblackwood.com/2011/07/upcoming-hoe-down/#comments</comments>
		<pubDate>Wed, 06 Jul 2011 12:55:20 +0000</pubDate>
		<dc:creator>Lucas</dc:creator>
				<category><![CDATA[Entertainment and Fun]]></category>
		<category><![CDATA[Environment]]></category>
		<category><![CDATA[Food]]></category>
		<category><![CDATA[Friends and Family]]></category>
		<category><![CDATA[Life]]></category>
		<category><![CDATA[Money and/or Finances]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[weather]]></category>

		<guid isPermaLink="false">http://lucasblackwood.com/?p=335</guid>
		<description><![CDATA[This weekend is going to be fantastic!  I am super excited to attend a country concert.  My one my favorite bands are coming to the waterfront.  The weather is suppose to be great! There is going to be a large group of vendors present.  This means some interesting good to browse as well.  I also [...]]]></description>
			<content:encoded><![CDATA[<p>This weekend is going to be fantastic!  I am super excited to attend a country concert.  My one my favorite bands are coming to the waterfront.  The weather is suppose to be great!</p>
<p>There is going to be a large group of vendors present.  This means some interesting good to browse as well.  I also heard that there is going to be a beverage tent.  This will certainly draw the crowds!  I am planning on bring my absolute favorite girl with me and we are going to probably sing our hearts out, foolishly of course!  She loves the band as well and told me she was going to wear a cowgirl hat.  I laughed but think it will be cute.</p>
<p>As for me I was hoping to obtain some cowboy boots before the concert however, I was shocked at the cost of such an item!  They can be really expensive.  My girl says I will have to wait until my birthday for such a purchase.  Either way we will be quite a sight to see in our John Deere tee- shirts! Yee- Haw!</p>
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		<item>
		<title>Firing up the property</title>
		<link>http://lucasblackwood.com/2011/05/firing-up-the-property/</link>
		<comments>http://lucasblackwood.com/2011/05/firing-up-the-property/#comments</comments>
		<pubDate>Tue, 31 May 2011 13:42:43 +0000</pubDate>
		<dc:creator>Lucas</dc:creator>
				<category><![CDATA[Friends and Family]]></category>
		<category><![CDATA[Home and Garden]]></category>
		<category><![CDATA[Life]]></category>
		<category><![CDATA[Money and/or Finances]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Technology and gadgets]]></category>

		<guid isPermaLink="false">http://lucasblackwood.com/?p=312</guid>
		<description><![CDATA[This year I am in search of finding new ways to spruce up my property.  There are many ways of doing so and the most recent piece of equipment I found was a portable outdoor firepit.  It is decorative yet functional.  And the absolute best part is the fuel is wood and I have plenty [...]]]></description>
			<content:encoded><![CDATA[<p>This year I am in search of finding new ways to spruce up my property.  There are many ways of doing so and the most recent piece of equipment I found was a portable outdoor firepit.  It is decorative yet functional.  And the absolute best part is the fuel is wood and I have plenty of that around my house.</p>
<p>Many of the stores are selling them this year and compared to last year they have come down in price.  I shopped several of the flyer&#8217;s before deciding upon one that had a tri-colored slate base.  There is some assembly required and since I have very little time I think I will recruit the high school kid next door to give me a hand.  He loves to put things together and I feel comfortable that he won’t mess this up.  Besides if he does he knows he won’t get paid!</p>
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		<title>Ticket Troubles</title>
		<link>http://lucasblackwood.com/2011/05/ticket-troubles/</link>
		<comments>http://lucasblackwood.com/2011/05/ticket-troubles/#comments</comments>
		<pubDate>Sun, 08 May 2011 00:35:37 +0000</pubDate>
		<dc:creator>Lucas</dc:creator>
				<category><![CDATA[Business and/or office]]></category>
		<category><![CDATA[Friends and Family]]></category>
		<category><![CDATA[Life]]></category>
		<category><![CDATA[Money and/or Finances]]></category>
		<category><![CDATA[Opinion]]></category>

		<guid isPermaLink="false">http://lucasblackwood.com/?p=295</guid>
		<description><![CDATA[I received a phone call the other day from a good friend of mine who needed to vent on a close call with a parking ticket.  Now, some might say a parking ticket, really?  Yes, it was almost a parking ticket - but the principle behind it was the real problem. The city it was issued [...]]]></description>
			<content:encoded><![CDATA[<p>I received a phone call the other day from a good friend of mine who needed to vent on a close call with a parking ticket.  Now, some might say a parking ticket, really?  Yes, it was almost a parking ticket - but the principle behind it was the real problem.</p>
<p>The city it was issued in apparently is “hard- up” for money because they start their parking tickets at $30 and if they are not paid within 30 days then it rises to $60.  I think that this is pretty darn steep.</p>
<p>The situation of the alleged violation boils down to a new city ordinance. My friend had taken five minutes to run into a store to pick up one item and came out with a yellow slip of paper on their windshield.  The ticket indicated that they were not allowed to park facing the wrong direction.  My friend was furious.  So, what they did was to go into the police department and asked to speak with the  officer who issued the ticket.  Luckily, she was in and upon my friend entering the room she knew immediately what my friend was there for.  She actually offered to take back the ticket since it was a new city ordinance.  This was very nice of her but still does not explain why the cost of such violations is so high?</p>
<p>At any rate, my friend while flustered for a few minutes got out of the ticket and now they know not to park facing the wrong direction again in that city!</p>
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		<item>
		<title>My toy store</title>
		<link>http://lucasblackwood.com/2011/04/my-toy-store/</link>
		<comments>http://lucasblackwood.com/2011/04/my-toy-store/#comments</comments>
		<pubDate>Sat, 02 Apr 2011 14:02:32 +0000</pubDate>
		<dc:creator>Lucas</dc:creator>
				<category><![CDATA[Entertainment and Fun]]></category>
		<category><![CDATA[Home and Garden]]></category>
		<category><![CDATA[Life]]></category>
		<category><![CDATA[Money and/or Finances]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Technology and gadgets]]></category>

		<guid isPermaLink="false">http://lucasblackwood.com/?p=274</guid>
		<description><![CDATA[I went down to the local hardware store today and well, that  never good because I can usually never leave without spending a ton of money.  Today was a little different; I actually did have a few items on a list. OK, it was a mental list but still I was confident that I could walk [...]]]></description>
			<content:encoded><![CDATA[<p>I went down to the local hardware store today and well, that  never good because I can usually never leave without spending a ton of money.  Today was a little different; I actually did have a few items on a list. OK, it was a mental list but still I was confident that I could walk out of there just with those few items.</p>
<p>About an hour into being at the store I started to laugh at myself because I had already filled a cart full of stuff that I thought was a “bargain.”  Now, I am not usually a bargain shopper but when I saw a set of socket wrenches that I didn&#8217;t have for$75, I thought this was a real deal.  Unfortunately, the bargains did not stop there I saw flashlights and screwdrivers that were also calling my name.  By the time I looked at my watch I saw that I had been in the store for almost three hours! My carts were showing I had spent that much time as well.  The kicker is I hadn&#8217;t even begun to check out the gas grills.  I guess that will be next time.  I think spending more than three times the cost of my original list’s worth is enough for today.</p>
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		<item>
		<title>SNOW</title>
		<link>http://lucasblackwood.com/2011/03/snow/</link>
		<comments>http://lucasblackwood.com/2011/03/snow/#comments</comments>
		<pubDate>Thu, 03 Mar 2011 18:35:02 +0000</pubDate>
		<dc:creator>Lucas</dc:creator>
				<category><![CDATA[Life]]></category>
		<category><![CDATA[Money and/or Finances]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[weather]]></category>

		<guid isPermaLink="false">http://lucasblackwood.com/?p=256</guid>
		<description><![CDATA[Another big snowstorm is hitting my area tomorrow.  I can’t believe it! There has been way too much snow for my liking.  I am really tired of shoveling and scraping.  I am also sick of people on the roads in these storms and driving like they have never been in snow before! The snow has [...]]]></description>
			<content:encoded><![CDATA[<p>Another big snowstorm is hitting my area tomorrow.  I can’t believe it! There has been way too much snow for my liking.  I am really tired of shoveling and scraping.  I am also sick of people on the roads in these storms and driving like they have never been in snow before!</p>
<p>The snow has been good for those who rely upon it for financial security.  The snow we are predicted to receive is supposed to be mixed with sleet so that will make matter worse for all.  The plows tend to breakdown when the snow is extra heavy.  It is important for the plow drivers to keep up on their accounts so that the snow will not pile up as quickly which could lead to a breakdown for them.  I wish all the plow drivers the best of luck since the weather folks also mentioned up to 15 inches of accumulation.</p>
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		<title>Fireplaces</title>
		<link>http://lucasblackwood.com/2011/01/fireplaces/</link>
		<comments>http://lucasblackwood.com/2011/01/fireplaces/#comments</comments>
		<pubDate>Mon, 24 Jan 2011 00:38:31 +0000</pubDate>
		<dc:creator>Lucas</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Home and Garden]]></category>
		<category><![CDATA[Life]]></category>
		<category><![CDATA[Money and/or Finances]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Technology and gadgets]]></category>

		<guid isPermaLink="false">http://lucasblackwood.com/?p=238</guid>
		<description><![CDATA[Last year I invested in a portable fireplace.  It is one of those that plugs into the wall with a large wooden mantel.  Believe me, it looks better than I can describe it!  Anyway, I have to say it was one of the best investments I have ever made.  This fireplace gives off a great [...]]]></description>
			<content:encoded><![CDATA[<p>Last year I invested in a portable fireplace.  It is one of those that plugs into the wall with a large wooden mantel.  Believe me, it looks better than I can describe it!  Anyway, I have to say it was one of the best investments I have ever made.  This fireplace gives off a great deal off heat and displays a &#8220;fake&#8221; flame.  The machine is pretty sweet.</p>
<p>This fireplace even has wheels!  I can move this fireplace to any room in my house and within a few minutes it actually heats it pretty well.  This also helps save on the oil.  I would highly recommend anyone looking to save oil or save your house from catching on fire from kerosene to invest in one of these great contraptions.</p>
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