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	<title>Lucas Blackwood Contemplations &#187; Money/Finances</title>
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	<link>http://lucasblackwood.com</link>
	<description>Lucas Blackwood at your blogging service</description>
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		<title>Frozen Pizza</title>
		<link>http://lucasblackwood.com/2012/05/frozen-pizza/</link>
		<comments>http://lucasblackwood.com/2012/05/frozen-pizza/#comments</comments>
		<pubDate>Fri, 04 May 2012 00:27:15 +0000</pubDate>
		<dc:creator>Lucas</dc:creator>
				<category><![CDATA[Food]]></category>
		<category><![CDATA[Money/Finances]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[dinner]]></category>
		<category><![CDATA[food]]></category>

		<guid isPermaLink="false">http://lucasblackwood.com/?p=124</guid>
		<description><![CDATA[I am a pizza fan. I could eat pepperoni pizza, seven days a week. It used to be that pizza was a cheap meal but those days seemed to be long gone. So it is nice to see the pizza wars that are going on with the several large pizza chains that are here in [...]]]></description>
			<content:encoded><![CDATA[<p>I am a pizza fan. I could eat pepperoni pizza, seven days a week. It used to be that pizza was a cheap meal but those days seemed to be long gone. So it is nice to see the pizza wars that are going on with the several large pizza chains that are here in town.</p>
<p>As far a frozen pizza goes, you just don&#8217;t want to go there!</p>
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		<title>Wish List</title>
		<link>http://lucasblackwood.com/2012/04/wish-list/</link>
		<comments>http://lucasblackwood.com/2012/04/wish-list/#comments</comments>
		<pubDate>Fri, 13 Apr 2012 01:47:53 +0000</pubDate>
		<dc:creator>Lucas</dc:creator>
				<category><![CDATA[Home and Garden]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[Money/Finances]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[wife]]></category>

		<guid isPermaLink="false">http://lucasblackwood.com/?p=602</guid>
		<description><![CDATA[Well it seems that the wife has all ready made her wish list up in anticipation of our tax return check this year. She is wanting to find some cream comforter sets to use in our guest room, as well as a daisy bedspread for our daughter&#8217;s room. The only thing on her list that [...]]]></description>
			<content:encoded><![CDATA[<p>Well it seems that the wife has all ready made her wish list up in anticipation of our tax return check this year. She is wanting to find some <a href="http://home-and-garden.become.com/cream-comforter-set">cream comforter sets</a> to use in our guest room, as well as a <a href="http://home-and-garden.become.com/daisy-bedspread">daisy bedspread</a> for our daughter&#8217;s room. The only thing on her list that I really think she needs is the <a href="http://home-and-garden.become.com/decorative-wall-coat-racks">decorative wall mounted coat racks</a> that we found online a few months back that we just haven&#8217;t ordered yet, so when we do get the money in the bank I guess we will go ahead and place the order.</p>
<p>I guess I really need to buckle down and get all the paperwork done and get our taxes filed since we only have a few days left to do it in. I really hate doing our taxes and each year I seem to procrastinate right up to the deadline which really drives the wife crazy. I guess it all stems back to the day when I knew I had to send a check in and didn&#8217;t want to part with my money until the very last moment.</p>
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		<item>
		<title>Guard your cash closely</title>
		<link>http://lucasblackwood.com/2012/03/guard-your-cash-closely/</link>
		<comments>http://lucasblackwood.com/2012/03/guard-your-cash-closely/#comments</comments>
		<pubDate>Wed, 28 Mar 2012 21:20:10 +0000</pubDate>
		<dc:creator>Lucas</dc:creator>
				<category><![CDATA[Friends/Family]]></category>
		<category><![CDATA[Life]]></category>
		<category><![CDATA[Money/Finances]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[work]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[crazy]]></category>
		<category><![CDATA[family]]></category>

		<guid isPermaLink="false">http://lucasblackwood.com/?p=566</guid>
		<description><![CDATA[During the past week I&#8217;ve heard of two incidences of family members losing cash and it drives me crazy. My own mother mailed cash to one of my nephews in a birthday card, and the birthday card was never received. What drives me crazy about this instance is that she has done this before and [...]]]></description>
			<content:encoded><![CDATA[<p>During the past week I&#8217;ve heard of two incidences of family members losing cash and it drives me crazy. My own mother mailed cash to one of my nephews in a birthday card, and the birthday card was never received. What drives me crazy about this instance is that she has done this before and lost the cash, and we had a long talk about how she should never put cash in the mail. And to top it off, she has seen my nephew several times recently and she could have simply handed him the birthday card instead of putting it in the mailbox.</p>
<p>The second instance is when my niece left her rent money, which was in cash, in her purse at work. The employees have to share lockers, so several people had access to her purse during the day. Her money went missing, and so she claims that she has no rent money. I cannot understand for the life of me why anyone would leave large amounts of cash in a shared locker at work. Why she did not keep the money in her pocket, or in her locked car stashed under the seat or in the trunk or glove box I have no idea at all. It was hard biting my tongue on that one, I&#8217;ll tell you that!</p>
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		<title>Sterling or gold</title>
		<link>http://lucasblackwood.com/2012/03/sterling-or-gold/</link>
		<comments>http://lucasblackwood.com/2012/03/sterling-or-gold/#comments</comments>
		<pubDate>Fri, 23 Mar 2012 01:58:24 +0000</pubDate>
		<dc:creator>Lucas</dc:creator>
				<category><![CDATA[Life]]></category>
		<category><![CDATA[Money/Finances]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[gold]]></category>
		<category><![CDATA[jewelry]]></category>
		<category><![CDATA[silver]]></category>

		<guid isPermaLink="false">http://lucasblackwood.com/?p=557</guid>
		<description><![CDATA[The rising price of gold bullion is making gold jewelry almost too expensive to buy anymore. I&#8217;m seeing more and more sterling silver being used and sold. I understand the reasons for that, sterling is very pretty and is less expensive than gold, but silver tarnishes and gold doesn&#8217;t. When I look at sterling silver [...]]]></description>
			<content:encoded><![CDATA[<p>The rising price of <a href="http://www.goldeneaglecoin.com/">gold bullion</a> is making gold jewelry almost too expensive to buy anymore. I&#8217;m seeing more and more sterling silver being used and sold. I understand the reasons for that, sterling is very pretty and is less expensive than gold, but silver tarnishes and gold doesn&#8217;t. When I look at sterling silver jewelry I am always cautious about what should be done to prevent tarnishing.</p>
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		<title>Tide on the black market</title>
		<link>http://lucasblackwood.com/2012/03/tide-on-the-black-market/</link>
		<comments>http://lucasblackwood.com/2012/03/tide-on-the-black-market/#comments</comments>
		<pubDate>Tue, 20 Mar 2012 01:40:09 +0000</pubDate>
		<dc:creator>Lucas</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Life]]></category>
		<category><![CDATA[Money/Finances]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[laundry]]></category>
		<category><![CDATA[stores]]></category>
		<category><![CDATA[Tide]]></category>

		<guid isPermaLink="false">http://lucasblackwood.com/?p=548</guid>
		<description><![CDATA[This past week I&#8217;ve seen a couple of articles about the laundry detergent, Tide, is becoming a popular item to be shoplifted and sold on the black market. I stopped buying Tide for the most part a couple of years ago because the price has increased steadily over the years and it has simply gotten [...]]]></description>
			<content:encoded><![CDATA[<p>This past week I&#8217;ve seen a couple of articles about the laundry detergent, Tide, is becoming a popular item to be shoplifted and sold on the black market. I stopped buying Tide for the most part a couple of years ago because the price has increased steadily over the years and it has simply gotten too expensive unless I have coupons to use. But I have to wonder exactly how it is that the shoplifters are getting away with stealing it? The Tide bottles are really quite large. Are they putting them on the bottom rack of their shopping carts and then just walking out the door? I&#8217;ve read that some stores are starting to put anti-theft devices on their bottles of Tide. I think that is amazing!</p>
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		<title>Reliving prom a little with my daughter</title>
		<link>http://lucasblackwood.com/2012/03/reliving-prom-a-little-with-my-daughter/</link>
		<comments>http://lucasblackwood.com/2012/03/reliving-prom-a-little-with-my-daughter/#comments</comments>
		<pubDate>Sat, 17 Mar 2012 11:36:46 +0000</pubDate>
		<dc:creator>Lucas</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Entertainment/Fun]]></category>
		<category><![CDATA[Friends/Family]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[Life]]></category>
		<category><![CDATA[Money/Finances]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[movies]]></category>
		<category><![CDATA[prom]]></category>
		<category><![CDATA[shopping]]></category>

		<guid isPermaLink="false">http://lucasblackwood.com/?p=536</guid>
		<description><![CDATA[Guest post written by Donna Reins I realize that I&#8217;m way past the age to care about prom dress shopping, but I like to put myself in my prom-going shoes to help my daughter some. Prom is a much bigger deal now than it was back when I was in high school. I guess that [...]]]></description>
			<content:encoded><![CDATA[<p>Guest post written by Donna Reins</p>
<p>I realize that I&#8217;m way past the age to care about prom dress shopping, but I like to put myself in my prom-going shoes to help my daughter some. Prom is a much bigger deal now than it was back when I was in high school. I guess that I shouldn&#8217;t be that surprised about it because there are so many things that are made specifically about prom and TV and movies make it into a much bigger deal than back in my day. It gets me a little excited too so I&#8217;m having a lot of fun helping her pick out all kinds of prom stuff.</p>
<p>I&#8217;ve been doing a fair amount of research to help her pick out some prom trends for this year and when I was doing that I saw some <a href="http://debtcounseling.bankrupt.com/debt-counseling.html">bankrupt alternatives</a> online. I hadn&#8217;t been looking for them, but I thought that I could really use them with all of my credit card debt, so I&#8217;m going to check them out.</p>
<p>I&#8217;ve already seen all types of gorgeous dresses, but I&#8217;m really supportive of a cocktail length dress and awesome shoes instead of a floor length gown. I think that the shorter dresses tend to cost a little less anyway.</p>
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		<title>Have Banks All Lost Their Minds?</title>
		<link>http://lucasblackwood.com/2012/03/have-banks-all-lost-their-minds/</link>
		<comments>http://lucasblackwood.com/2012/03/have-banks-all-lost-their-minds/#comments</comments>
		<pubDate>Mon, 12 Mar 2012 21:13:01 +0000</pubDate>
		<dc:creator>Lucas</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Life]]></category>
		<category><![CDATA[Money/Finances]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[change]]></category>
		<category><![CDATA[coins]]></category>
		<category><![CDATA[dollar]]></category>
		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://lucasblackwood.com/?p=530</guid>
		<description><![CDATA[The mason jar that I keep on my dresser for collecting all the loose change at night was pretty full. Since I had to go to the bank today to cash a check, I decided to take the jar with me and have the bank exchange it out for dollar bills. Before leaving the house, [...]]]></description>
			<content:encoded><![CDATA[<p>The mason jar that I keep on my dresser for collecting all the loose change at night was pretty full. Since I had to go to the bank today to cash a check, I decided to take the jar with me and have the bank exchange it out for dollar bills.</p>
<p>Before leaving the house, I looked through all the loose change for any wheat pennies and any other unusually old coins. I found 6 wheat pennies and set them aside. Then I carried the jar out to the truck and away we went.</p>
<p>When I got to the bank the teller was not happy at all to take my jar of loose change. She made no effort her hide her disgust with having to handle my coins for me. First of all, she asked me why I hadn&#8217;t sorted and rolled all the coins. I told I though the bank had a machine to do that. She said, &#8220;No &#8211; not at the branches.&#8221;</p>
<p>She went into a back room and came back out with a large ziploc type of bag. Opening the bag, she turned my mason jar upside down and dumped all the coins in it. Then she asked me for a deposit slip for my account. I was surprised that she asked for that &#8211; I wanted cash back for my coins. Again, with great disdain, she said, &#8220;No &#8211; we don&#8217;t do that at the branches.&#8221; </p>
<p>Unless I wanted to drive all the way downtown to the main office with my jar of coins, my only choice to be rid of the loose change was to give them my coins with a deposit slip, and wait for them to send the bag of coins to the home office where someone would dump them into a coin sorting machine, add up the total value of the coins, and then credit my account with a deposit. And that it would take 3-5 business days for the deposit to be credited to my account for me to be able to withdraw that money.</p>
<p>I&#8217;m sorry, folks. This is just crazy to me. Its not a lot of money and its not an urgent matter to me. But my coins are legal tender and I took them to my bank where I have done business for over 14 years. You would think that the least they could do is exchange coins for dollar bills and not take your money for 3 &#8211; 5 business days before you can get it back.</p>
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		<title>A Perfectly Good Cell Phone, Down The Toilet</title>
		<link>http://lucasblackwood.com/2012/02/a-perfectly-good-cell-phone-down-the-toilet/</link>
		<comments>http://lucasblackwood.com/2012/02/a-perfectly-good-cell-phone-down-the-toilet/#comments</comments>
		<pubDate>Mon, 13 Feb 2012 00:37:39 +0000</pubDate>
		<dc:creator>Lucas</dc:creator>
				<category><![CDATA[Internet]]></category>
		<category><![CDATA[Money/Finances]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Technology/Gadgets]]></category>
		<category><![CDATA[cell phone]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[humor]]></category>
		<category><![CDATA[task]]></category>

		<guid isPermaLink="false">http://lucasblackwood.com/?p=126</guid>
		<description><![CDATA[Funny how the title of this post basically tells it all. I dropped my cell phone into the toilet. What a dope! Of course I don&#8217;t have insurance on the darn thing. So it&#8217;s looks like I&#8217;m now in the market to find a new cell phone. I&#8217;m glad that Internet will make it a [...]]]></description>
			<content:encoded><![CDATA[<p>Funny how the title of this post basically tells it all. I dropped my cell phone into the toilet. What a dope! Of course I don&#8217;t have insurance on the darn thing. So it&#8217;s looks like I&#8217;m now in the market to find a new cell phone. I&#8217;m glad that Internet will make it a much easier task so that I won&#8217;t have to go running from store to store to find the right one for me. But it still will take some time to do a decent amount of research, I don&#8217;t want to get stuck with something that I will regret this time around.</p>
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		<title>Breakfast for Supper</title>
		<link>http://lucasblackwood.com/2012/02/breakfast-for-supper/</link>
		<comments>http://lucasblackwood.com/2012/02/breakfast-for-supper/#comments</comments>
		<pubDate>Sun, 12 Feb 2012 15:20:32 +0000</pubDate>
		<dc:creator>Lucas</dc:creator>
				<category><![CDATA[Food]]></category>
		<category><![CDATA[Money/Finances]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[bacon]]></category>
		<category><![CDATA[breakfast]]></category>
		<category><![CDATA[dinner]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[eggs]]></category>
		<category><![CDATA[french toast]]></category>
		<category><![CDATA[pancakes]]></category>
		<category><![CDATA[syrup]]></category>
		<category><![CDATA[toast]]></category>

		<guid isPermaLink="false">http://lucasblackwood.com/?p=14</guid>
		<description><![CDATA[Do you ever eat breakfast for supper?  I don&#8217;t very often, but I plan to eat it more often!  I like breakfast, and rarely have time to eat one.  And by that I mean the full-blown eggs and bacon and toast, not just a bowl of cereal.  Or pancakes with syrup, or french toast.  I [...]]]></description>
			<content:encoded><![CDATA[<p>Do you ever eat breakfast for supper?  I don&#8217;t very often, but I plan to eat it more often!  I like breakfast, and rarely have time to eat one.  And by that I mean the full-blown eggs and bacon and toast, not just a bowl of cereal.  Or pancakes with syrup, or french toast.  I really enjoy all of those.  And with the economy getting worse, it seems like a good way to trim the cost of dinner!  My wife and I have decided to eat breakfast for supper a couple of times every month.  Pinching pennies can taste good!</p>
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		<title>Last minute shopping</title>
		<link>http://lucasblackwood.com/2011/12/last-minute-shopping/</link>
		<comments>http://lucasblackwood.com/2011/12/last-minute-shopping/#comments</comments>
		<pubDate>Thu, 22 Dec 2011 18:58:05 +0000</pubDate>
		<dc:creator>Lucas</dc:creator>
				<category><![CDATA[Friends/Family]]></category>
		<category><![CDATA[Life]]></category>
		<category><![CDATA[Money/Finances]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://lucasblackwood.com/?p=410</guid>
		<description><![CDATA[Not being a fan of shopping for gifts, I tend to do a lot of my Christmas shopping at the last minute. Yes, I admit it, I procrastinate on things like this. There is a good reason for this, though, when I finally get around to shopping for the gifts, the people that I am [...]]]></description>
			<content:encoded><![CDATA[<p>Not being a fan of shopping for gifts, I tend to do a lot of my Christmas shopping at the last minute. Yes, I admit it, I procrastinate on things like this. There is a good reason for this, though, when I finally get around to shopping for the gifts, the people that I am buying gifts for don&#8217;t have a lot of time to change their minds about what they want! There have been years in the past when someone told me that they wanted something for Christmas, and then when I got it for them and they unwrapped it, they told me that they had decided to not wait for Christmas and just bought it for themselves! So waiting until the last minute helps to keep that from happening. To be honest, I&#8217;ve started to think that the best way to give Christmas gifts that the person really wants is to just give them a gift card to one of their favorite stores. That way they can get what they REALLY want!</p>
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